XpoNorth 2020 Digital Shorts: Routes to Finance image
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Wednesday 24th June 2020

XpoNorth 2020 Digital Shorts: Routes to Finance

From microfinancing to large investments to new initiatives aimed at supporting business growth in Scotland, our panelists have you covered. Paul Callaghan, Senior Investment Manager at HIE leads an information-packed session with David Young, Investment Executive at UMi Debt Finance Scotland and Murray Marshall, Loan Officer at DSL Business Finance Ltd. Learn how the phrase "cash is king" works in this brave new world of Covid economics.

This episode has been pre-recorded.

Speakers: Paul Callaghan, David Young, Murray Marshall
Chair: Jessica Fox


    Jessica Fox
    XpoNorth Film Specialist, formerly storyteller at NASA

    Jessica Fox is a director and author. Her directing credits span film, theatre and TV. She was a storyteller for NASA and tour documentarian for the Dresden Dolls. Her first novel is in development with Annapurna Pictures. She is XpoNorth’s Film sector specialist.


    Paul Callaghan, MCIBS, CCBI
    Senior Finance and Investment Manager, Highlands and Islands Enterprise (HIE)

    A Chartered Banker with 20 years Corporate and Commercial banking experience Paul joined HIE in October 2019 from RBS where latterly he was Business Development Director in the Commercial team based in Inverness. Paul has held senior roles with several Scottish PLCs including Scottish Widows, Bank of Scotland and most recently RBS and brings to HIE a wealth of experience of deal structuring and execution across several sectors working with start-up to large corporates.

    David Young
    Investment Executive, UMi Debt Finance Scotland

    David is an experienced banking professional with over 16 years’ experience of working with SME’s, corporates and public bodies across the UK in a variety of sectors including: leisure & tourism, healthcare, charities & not-for-profits and the creative industries. With a real desire to share best practice and knowledge across all business areas he is enthusiastic about helping people develop their ideas and plans to deliver real value for them, their businesses and the wider society.

    Murray Marshall
    Loan Officer, Highlands & Islands, DSL Business Finance Ltd

    Murray was appointed as the region’s Loan Officer for DSL Business Finance in December 2016 and supports the delivery of the Scottish Growth Scheme across the Highlands & Islands. This fund provides improved access to finance with very competitive terms, offering loans of up to £25k to start-up and expanding businesses. DSL are also the finance partners for the Digital Development Loan Scheme which allows businesses to apply for loans for digitalisation of their business of up to £100k at 0% over a maximum 5 year period. Murray has a vast experience in Business Finance having previously been employed by the RBS for 32 years. Murray is on hand to ensure businesses receive the best possible support with the application process and business plans, whether this be for start-up or growth.


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